Beacon Benefits Services a division of Beacon Financial Group
New York Fraternal Order of Police State Appointed
Benefits Advisors and Financial Planners
 

2012 - New Benefits for NYSFOP Members!!
GUARANTEED ISSUE LIFE INSURANCE
SIMPLIFIED ISSUE LIFE INSURANCE
WHOLE LIFE INSURANCE with optional Term Insurance Rider!
 

**All policies: coverage to age 121, Cash Value Accumulation,
 Guaranteed Premiums and Death Benefits!
Guaranteed Issue Whole Life Insurance

• NO medical exams, NO blood testing, and NO physician statements.
• Issue age 50 – 75.
• Ideal to offset policy values lost to years of inflation, create an estate to leave your heirs, supplement life insurance coverage lost following retirement.
• Guaranteed premiums!

Simplified Issue Whole Life Insurance

• NO medical exams, NO blood testing and **NO physician statements.  Answer 4 simple medical history questions to be eligible for this policy.
• Issue age 0 – 70.
• Up to $100,000 in death benefit.
• Spouse and child policies available.
• Waiver of premium and child term riders available.

Whole Life Insurance

• Full medical underwriting
• Issue age 0 – 80
• Guaranteed premiums. Guaranteed Death Benefit.
• Many riders available: Insured Disability Benefit, Accidental Death, Children’s Term, Term Insurance, Spouse Term and Accelerated benefit rider.
• Designed to satisfy long-term needs with guarantees in

premiums and benefits.

Speak with a licensed Beacon agent to get an instant quote and enroll to take advantage of these amazing new NY FOP benefits!!

To read all about the benefits being offered to the NYSFOP please visit the NYSFOP website and click on “Member Benefits” link on the left hand side:  http://www.nysfop.org